My Services

I serve individuals and businesses in all areas of investment planning, including:

• Investments - Determining your asset-allocation needs.  Helping you understand your risk tolerance in the context of your goals and objectives. Recommending the appropriate investment vehicles to help you reach your goals.

• Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement. Which is better for you a ROTH retirement plan or a Traditional Retirement plan?

• Tax management* - Help making sure your portfolio is tax-efficient. Developing tax saving investment strategies.  Referring you to qualified tax specialists.

• Risk management** - Reviewing existing insurance policies.

• Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages.  

*.Long Term Care planning* - Explaining Long Term Care and its potential importance to individuals and families.
The California Partnership for Long Term Care.  is a California Department of Health program specifically designed to help assure individuals and families preserve their choices, dignity and ability to receive the care they desire, should the need arise.   With todays concerns about Health Care reform this topic could be more important than ever.

• Estate planning and preservation* - Working with our estate-planning and trust specialists to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisor's.

• Education funding - Recommending investment and accumulation strategies to help pay for your children's education as well as helping your child pay for college.

*Wells Fargo Advisors is not a legal or tax advisor. Please consult with your tax and legal advisor's before taking any action that may have tax consequences.

 

 **Insurance products are available through insurance subsidiaries of Wachovia
Corporation and underwritten by non-affiliated Insurance Companies. Not available in all states.